If you are like most people today, you are probably wondering what you will have to cut on this week to be able to have enough money to pay the rest of your household expenses. Most of these same people have to cut back on the food that they can buy or give up the better cuts of meat so that they can afford some of the other things that they might need.

With the jobless rates going up, these people are having to do whatever it takes to be able to pay all of their bills. The really scary thing is the waiting for that time when your job may be put on the block and getting laid off. Then you will have to go out and try to find another. Everything in this country keeps going up and of course our wages have not. Now it looks like they won't because of all the lay-offs and shut downs that are happening all over the world.

People really have to pinch pennies by going cheaper on the brands of food they buy and the cheapest meat. Then when they get home and cook it, they will have to take smaller portions so that the food that they were able to buy will last through the week. They will probably start taking leftovers to work to eat at lunch instead of going and buying take-out food for the simple fact that they won't have the extra money.

You will also see more people carpooling to save on gas. They will find some other workers in their same towns to ride with and share the gas and their cars, with one driving maybe two days a week and the other driving the rest of the week. The following week, they will switch places so that the one that only drove two days the week before will drive three days this week. This carpooling will save these drivers from having to spend so much on the gas for their cars.

I'm so happy that I work from home. I don't have to drive everyday so we have saved money there. I don't have to eat out if I don't want to; I can eat when I want. I don't have to worry about some boss standing over my shoulder or taking my money and paying me less for the same job. I have no one telling me that I can't go a take a day off if I want to go hunting or go to one of my grandchildren's plays.